There are many plans and programs available through MyAARPMedicare that are not included with original Medicare. You may not be able to get everything you need to live a healthy lifestyle under original Medicare (Parts A & B). The Medicare Parts A and B do not include prescription drug coverage, nor do they include dental, vision, or hearing coverage that you may consider essential to your health.
There are private insurance companies that provide Medicare supplement plans or alternative plans that may help you add the extra coverage you need. You can choose from a wide range of plans on the MyAARPMedicare portal to find a plan that works best for you and your family.
Medicare is available in several different plans. Therefore, before selecting a plan, it is necessary to conduct proper research. The following are the details of various MyAARPMedicare plans:
- Medicare Advantage (Part C) Plans
- Medicare Supplement Insurance Plans
- Medicare Prescription Drug (Part D) Plans
- Special Needs Plans (SNPs)
There are several differences between the above-given plans. Medicare Advantage Plans are specifically designed to provide a single plan that covers various benefits offered by various Medicare Plans A, B, and D. In addition, they offer additional benefits at no additional cost.
The Medicare Supplement Insurance Program (Medicare Parts A and B) covers healthcare costs not covered by Original Medicare. These plans are often called Medigap Plans.
Medicare Prescription Drug (Part D) Plans help pay for medications prescribed by a doctor. Private insurance companies approved by Medicare offer part D plans. This plan can help you save money on your prescription drugs and give you peace of mind.
Special Needs Plans (SNPs) are a unique kind of Medicare Advantage plan offered by private insurance companies for specifically qualified individuals. All SNPs include prescription drug coverage, but the availability of plans will depend on where you live.